A New Banking Hub in Mableton. Sign of Growth?

Reading the signals: development, access, and why this corner matters.

If you have driven through the Floyd Road and Nickajack area lately, you have probably noticed a lot of bank logos in a small radius.

Within about a half mile you can spot PNC, Regions, United Bank, Bank of America, Wells Fargo, the newly opened Fifth Third, and a standalone Chase branch under construction at Floyd and White.

Why is that?

Banks tend to follow three basic signals.

1. Population and income growth. More households bring more checking accounts, mortgages, and small business activity.

2. Convenience. A visible corner with parking beats a back-lot location. Many customers still want a quick branch visit for specific tasks even if most banking is digital.

3. Competition. Branches sometimes live near other branches. Side by side locations make comparison shopping easy and signal a healthy trade area.

Put simply, banks show up where there are more people, easy access, and healthy competition.

When you map those signals onto Floyd & Nickajack, you start to see why this corner is attractive. Here’s what that looks like on the ground.

What we know

• Nearby development: The Millery apartments (opened Jan 2025) market as “luxury,” with one-bedrooms starting around $1,500/month.

• Recent and planned neighborhoods like Peacock Park (2018–2020; ~$500k), Parkview Reserve (high $300s), Willowcrest (low-to-mid $400s), Wilkins Walk (mid-$300s) sit within minutes. Long-established neighborhoods are here too.

• Future chatter: Multiple folks tell us land between Ayres/Patterns and Clay on Floyd Rd (owned by former Gov. Roy Barnes) may be targeted for mixed-use similar to Smyrna Market Village.

• Access gap: South of Veterans Memorial Hwy appears relatively under-banked compared with the Nickajack/Floyd cluster, based on map scans. Some see Fifth Third’s move as serving that demand.

So…is Mableton growing?

The branch wave and the investment in new buildings suggest banks expect more households and more financial activity here.

Paired with recent housing and hints of future commercial build-out, the cluster looks less like coincidence and more like positioning for the next few years.

What’s next

All signs point to a community that’s finding its stride. A few new rooftops, a busier corner, and banks betting on the future don’t solve everything, but they do hint at momentum.